Business Loans up to $1 Million

Fast, simple and no fees

Bad credit? OK! New business? OK! Decision in five minutes An alternative to banks
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Business Loan Solutions

As a SME ourselves, we designed our loan products to be hassle free, easy and quick so that you can go back to do what you do best. Our small business loans are catered for daily operational hiccups such as cash flow, paying wages and marketing costs.

Small Business Loans

Small business loans provide essential financial support, enabling entrepreneurs to fund operations and invest in growth opportunities.


Key features/benefits:
From $3,000 to $50,000Bad credit? OKNew business? OKVehicle only? OK

Startup Business Loans

Startup business loans can be a critical lifeline, offering new ventures the necessary funds to turn innovative ideas into reality.

Key features/benefits:
From $3,000 to $30,0001 month term OKFlexible repayment optionsEasy eligibility

Bad Credit Business Loans

Bad credit business loans extend a crucial financial opportunity to companies with less-than-perfect credit histories, enabling them to secure funding.

Key features/benefits:
From$10,000 to $50,000Highly mortgage property OKBad credit? OKTop up available

Caveat Loans

Caveat loans provide a fast and flexible financing option, allowing businesses to leverage equity in real property as security for quick access to funds

Key features/benefits:

 

From $10,000 to $100,000Settle within 1 to 3 business daysFlexible RepaymentBad credit? OK!

Short-Term Business Loans

Short-term business loans offer the advantage of quick access to capital, to address immediate expenses or capitalise on unexpected opportunities.

Key features/benefits:
From $3,000 to $10,000Same day funding OKEasy eligibilityNo financial? OK

Low Doc Business Loans

Low Doc Business Loans offer small business owners a easier pathway to funding, reducing the need for extensive documentation for those with limited financial records.

Key features/benefits:
From $3,000 to $30,000Easy applicationUp to 12 months loan termTax deductible interest

Equity Business Loans

Equity business loans allow companies to access capital by leveraging their own equity, without the need for traditional collateral or credit requirements.

Key features/benefits:
From $3,000 to $10,000Same day funding OKEasy eligibilityNo financial? OK

Unsecured Business Loans

Access funds without the need to pledge specific collateral, offering flexibility and speed in financing for growth or operational needs.

Key features/benefits:
From $3,000 to $30,000Easy applicationUp to 12 months loan termTax deductible interest

Franchise Loans

Franchise business loans are specifically tailored to meet the unique needs of franchisees, offering vital financial support for initial setup costs, equipment purchases, and operational expenses.

Key features/benefits:
From $10,000 to $100,000Settle within 1 to 3 business daysFlexible RepaymentBad credit? OK!

How Australian Entrepreneurs Thrive with Business Loans

Whether you need to buy inventory, hire staff, expand your premises, or launch a new product, you need access to capital to make it happen.

However, getting a business loan from a bank or a traditional lender can be a nightmare.

A 2022 Australian Small Business and Family Enterprise Ombudsman report shows that 40% of Aussie small businesses have already ridden the small business loan wave to success

Their secret? 

Financing growth and expansion, proving that with the right loan, even small businesses can make big moves.

Read on to learn more about the different business finance solutions you can use to grow your business.

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1. Small Business Loans

As a small business owner, you know how challenging running and growing your business can be. 

It's like a juggling act with various expenses like rent, payroll, inventory, taxes, and more. 

You must also navigate the world of competition, market changes, customer demands, and other uncertainties. 

But here's the stressful part – sometimes, you might need extra cash to cover your costs, seize an opportunity, or tackle an unexpected crisis.

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But where can you get the money you need?

You may think getting a bank loan is the only option (Many small business owners think the same way and have fallen into stressful debt traps.) 

Truth bomb?—banks are often reluctant to lend money to small businesses. 

To make matters more challenging, banks and big-shot lenders may require a lot of paperwork, collateral, and guarantees. 

On top of that, they may charge high interest rates and fees.

But the real kicker?

It may take weeks or even months to approve your loan application. 

And the worst part? 

They may reject your loan application for various reasons, such as a low credit score, insufficient revenue, or simply because they didn't like your business plan. 

While borrowing from family, relatives, or friends might seem convenient, it can strain relationships and lead to complications if the terms are not clearly defined and agreed upon.

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So why jump through all those hoops when there's a better way?

Max Funding's small business loan helps small businesses get the funding to start, grow, or expand.

Our small business loans can be used for a variety of purposes, such as:

  • Starting a new business
  • Expanding an existing business
  • Covering unexpected expenses
  • Purchasing inventory
  • Hiring new staff
  • Investing in new equipment or technology
  • Launching a new product or service
  • Marketing or advertising your business
  • Refinancing or consolidating your debt
  • Improving your cash flow or working capital

Here's the exciting part: it's fast, flexible, and affordable, making your business goals closer than ever.

But wait, there's more! You can apply for a small business loan online and get approved in minutes or hours. 

Picture this: you can borrow up to $ 1,000,000 and repay it over one month to five years while choosing the best interest rate and repayment schedule for your budget. 

And the best part? You don't need a lot of documents or collateral; just show us your bank statements and monthly revenue.

But the excitement doesn't stop there! A small business loan can help you solve your cash flow problems, invest in your business growth, and achieve your goals. 

And guess what? It can even help you improve your credit score and financial stability. So why wait? Your small business success story starts here.

2. Startup Business Loans

Starting a new business is incredibly exciting, but let's face it, getting a loan can be a real headache. 

Imagine this: you're all pumped up with this fantastic business idea, but the banks won't listen. 

Why? 

Well, first off, they want a credit history, but how can you have one when you're just starting? 

Plus, they see startups as risky endeavours, so they often slam the door right in your face. 

And if you do manage to get a loan, those interest rates can be sky-high, taking a big bite out of your profits.

Max Funding's startup business loan is designed to help new businesses get the funding to start and operate. 

Here are some benefits of getting a startup business loan:

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Access to Capital:
Startup business loans open the door to much-needed capital, allowing new businesses to launch and operate effectively.
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Flexible Terms:
Unlike traditional bank loans, startup business loans have flexible terms. You can enjoy shorter repayment periods and lower interest rates, making it easier to manage your finances.
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Easier Qualification:
Qualifying for a startup business loan is often simpler than securing a traditional bank loan. This is especially beneficial for businesses with poor credit or limited collateral.
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Quick Approval:
Startup business loans typically have faster approval processes, ensuring you promptly receive the funds you need.
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Customised Solutions:
Lenders can tailor startup business loans to your needs, offering a funding solution that aligns perfectly with your business plan.
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Minimal Red Tape:
Say goodbye to the overwhelming paperwork associated with traditional loans. Startup business loans offer a streamlined application process.
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Build Business Credit:
Responsible loan management can help you establish a strong business credit history, opening doors to more opportunities in the future.
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Boost Growth:
With the capital from a startup business loan, you can invest in growth opportunities, expand your product line, and reach new markets.
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Stress Reduction:
Eliminate the stress of worrying about how to cover initial expenses. A startup business loan provides the financial cushion needed to focus on business development.
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Ownership Retention:
Unlike seeking investors who may demand a stake in your business, a startup business loan allows you to retain full ownership and control of your venture.
With these benefits, startup business loans become a valuable tool in your entrepreneurial journey, offering support, flexibility, and opportunities for growth.

3. Bad Credit Business Loans

If you're a business owner with bad credit—you know the struggle. 

Traditional banks are quick to turn you down, and even if you find a lender willing to work with you, the interest rates are usually very high.

Max Funding's bad credit business loan is  for businesses with poor credit. 

These loans can be used for various purposes, such as starting a new business, expanding an existing business, or covering unexpected expenses.

Business owners seek bad credit business loans for a variety of reasons, including:

Poor credit history
Many business owners have poor credit due to various factors, such as personal financial problems or business setbacks.
Limited collateral
Some business owners may have limited collateral, such as inventory or equipment. This can make it challenging to qualify for a traditional bank loan.
Need funds within 24 Hours
Bad credit business loans can often be approved quickly, sometimes within a day. This can be critical for businesses that need quick access to cash.

Challenges can arise unexpectedly in business, and bad credit shouldn't hold you back.

Max Funding's bad credit business loans are designed to provide a lifeline to business owners facing credit hurdles. 

Here's how we can support your journey:

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Tailored Solutions for Bad Credit
We understand that financial setbacks can affect credit, so we offer loan solutions considering your unique circumstances.
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Avoid Unnecessary Credit Checks
We respect your concerns about adding more entries to your credit file. Our application process prioritises your peace of mind.
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Personalised Support
Our dedicated account managers are here to assist you throughout your application, exploring various options to maximise your loan eligibility.
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Understanding Unique Situations
We know that bad credit can result from situations beyond your control, like unpaid invoices or legal issues. Our specialists take the time to comprehend your specific circumstances and offer customised funding solutions.
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Fast Loan Approval
When traditional banks say no due to bad credit, we believe in saying yes. Our swift approval process ensures you get the capital you need quickly.
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Support for Startups
Even if you're a startup without an extensive credit history, we assess your potential and offer funding opportunities to help your business thrive.
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Opportunity for All Businesses
Every business deserves a chance to succeed. If you've felt overlooked by traditional lenders, turn to Max Funding for the financial support required to maintain smooth operations.
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Max Funding's bad credit business loans pave the way for businesses to overcome financial challenges and thrive.

With our understanding, personalised support, and swift approval process, we empower companies to navigate credit obstacles and reach new heights of success.

4. Short-Term Business Loans

You're a small business owner, just starting or looking to tackle urgent expenses. 

You need cash, but banks and big lenders? They make it feel like a mission impossible. They want you to sign up for long-term commitments, which can be a real headache.

Here's what keeps you up at night:

  • Fear of drowning in long-term debt
  • Sky-high interest rates
  • Endless paperwork
  • Gnawing fear of rejection

It's enough to make you want to pull your hair out!

Max Funding's short-term business loan is designed to be repaid within a year or less.

Here are some of the business-related problems you can solve with Max Funding's short-term business loans

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Limited Access To Capital:
Small business owners often need help accessing capital from traditional banks. Short-term business loans provide these businesses with a quick and easy way to get their needed funding.
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Unexpected Expenses:
Businesses can face unforeseen expenses at any time. A short-term business loan can help businesses cover these expenses without going into debt or taking on additional investment.
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Short-term Projects:
Businesses often need to invest in short-term projects, such as marketing campaigns or new product launches. A short-term business loan can provide businesses the funding they need to complete these projects and achieve their goals.
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Hiring new staff:
Seasonal businesses typically experience fluctuations in cash flow throughout the year. A short-term business loan can help these businesses cover their expenses during the off-season and maintain their cash flow.

Here are some key benefits you can enjoy when you opt for a short-term business loan:

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Fast approval
Short-term business loans typically have a quicker approval process than traditional bank loans. Lenders do not require as much documentation or have strict credit requirements.
small businesses
Flexible terms
Short-term business loans typically have more flexible terms than traditional bank loans, such as shorter repayment periods and lower interest rates.
capital ventures
Easy to qualify for
Short-term business loans are often more accessible than traditional bank loans, especially for businesses with poor credit or limited collateral.
small businesses
Short-Term = Low Interest
Some business owners hate long-term repayments that incur high interest rates.

Short-term business loans can help them avoid these drawbacks by providing a shorter repayment period and lower interest rates.
capital ventures
Improve financial stability

Short-term business loans can help you improve your credit history and rating by making timely and consistent payments. 

You can also improve your cash flow and working capital by managing your expenses and income more efficiently

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Avoid long-term debt
Short-term business loans allow you to pay back the money in a shorter period, which means you can avoid accumulating fees over the long term.

You can also save money by paying off your loan early without any prepayment penalties

Max Funding's short-term business loans can be a valuable tool for businesses of all sizes. 

If you are a business owner who needs a quick infusion of cash, our short-term business loan is the right option.

5. Low Doc Business Loans

Imagine this: You've got a great business idea and are ready to make it happen. But you need a bit of funding to get started. 

You go to the bank, but they tell you you must provide two years of tax returns, financial statements, and a business plan. You're overwhelmed and discouraged.

Or you've been running your business for a few years but struggling to grow. 

You need a loan to invest in new equipment, hire more staff, or market your business more effectively. But you don't have the perfect credit score or financial history.

The solution: Max Funding's low-doc business loans

Max Funding's low-doc business loans are designed to make it easier for startups and small businesses to get the needed funding. 

As the name suggests, you don't need to provide as much documentation as you would for a traditional bank loan.

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Benefits Of Low-Doc Business Loans

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Can help new businesses without necessary documents

New businesses often need more extensive documentation. 

Our low-doc business loans are tailored for startups, bridging the gap without drowning you in paperwork.

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Can help businesses with bad credit

We understand that a credit score doesn't define your business potential. 

Our loans focus on your business's capabilities, providing a chance for growth despite a less-than-perfect credit history.

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Can help businesses with limited collateral

Don't worry if you lack substantial collateral. 

We look at the bigger picture, understanding that a business's potential isn't solely based on assets. 

Our loans are designed to support businesses with limited collateral.

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Can help businesses grow quickly

Need to expand rapidly?

Our low-doc business loans are the accelerator your business needs. 

Whether it's launching new products, growing services, or boosting marketing efforts, we provide the financial push for swift growth.

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Can help businesses seize new opportunities

Opportunities don't wait, and neither should your business. 

Our quick-access loans empower businesses to grab those opportunities with both hands, providing the necessary funds when you need them the most.

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Can help businesses navigate seasonal fluctuations

Seasonal businesses often face financial challenges during off-seasons. 

Our tailored loans can provide a financial cushion, ensuring your business sails smoothly through peak and slow periods.

If you're a business owner seeking swift cash without the hassle of traditional bank loan qualifications, a low-doc business loan is your ideal solution.

6. Caveat Loans

Why break a sweat searching for funds when your property can pave the way to your financial dreams? 

In the business game, the difference between thriving and just surviving often boils down to smart moves and utilising what you've got. 

A woman with curly hair, wearing a light-colored apron, uses a tablet in a store. Behind her, another person examines jars of goods on shelves. The store has a bright, organized, and neatly arranged setting.

So, why not use your property as a stepping stone to your success story?

Imagine getting the funding you need to start or grow your business, even if you have bad credit or no collateral. 

With a caveat loan, you can make this happen.

Max funding's caveat loan is a type of secured loan that is secured by a caveat placed on the title of the borrower's property. 

In simpler terms, the loan is secured by a 'caveat,' a fancy word that means the lender gets a legal interest in your property.

But don't panic! It's there to make sure both sides play fair. If you can't keep up with payments, the lender can take your property, but it's not their first choice.

I know what you're thinking: "I don't want to use my property as collateral."

I understand. But a caveat loan can be a smart investment in the future of your business. With careful planning and execution, you can use a caveat loan to grow your business and become more profitable.

Common objection: "I don't have a lot of equity in my property."

Even if you don't have a lot of equity in your property, you may still qualify for a caveat loan. Some lenders, like Max Funding, are willing to lend up to 100% of the value of your property.

Business owners take caveat loans for various reasons, including:

  • To get quick access to cash to cover unexpected expenses, such as equipment repairs or inventory shortages.
  • To finance seasonal cash flow gaps.
  • To fund new projects or initiatives.
  • To take advantage of business opportunities.
  • To consolidate debt.
  • To refinance an existing mortgage.

If you're struggling to make ends meet, a caveat loan can help you get back on track. With careful planning and execution, you can repay your loan and grow your business.



7. Equity Business Loans

You have grand dreams for your business. 

You want to make your business bigger and better. 

You want to buy more things, hire more people, or sell more products or services. 

But you have a problem,

YOU DON'T HAVE ENOUGH MONEY TO DO ALL THESE THINGS.

Getting money from a bank through a bank loan might seem like a solution, but it's a challenging and precarious path. 

Repaying the loan monthly, with added interest, is obligatory. 

The process involves providing extensive documents and details about your business. 

You must also prove you own valuable assets, such as a house or car, which the bank can claim if you fail to repay. 

Plus, the bank can always reject your loan request, adding to the uncertainty.

Pros of an Equity Business Loan

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Boost Capital:
Equity business loans offer an injection of funds, empowering your business to expand, innovate, or navigate financial challenges.
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Shared Risk:
Your lender shares the risks, providing a safety net during business setbacks.
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Expertise Access:
Some equity lenders offer guidance, enriching your business strategies and operations.
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Flexible Repayment:
Payments often tie to your business's performance, ensuring flexibility during lean periods.
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Strategic Partnerships:
Equity lenders can bring valuable partnerships and networking opportunities to the table.
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Diverse Skill Set:
Equity partners might possess skills you lack, strengthening your overall business capabilities.
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Long-term Stability:
With shared responsibility, your business gains stability, even in uncertain market conditions.

Cons of an Equity Business Loan

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Ownership Share:
Sharing a portion of your business's ownership might limit individual decision-making power.
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Potential Conflict:
Business direction or strategy differences can lead to conflicts with equity partners.
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Profit Division:
Shared profits mean individual earnings might be lower during prosperous periods.
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Decision-making Influence:
Equity partners' influence on significant decisions might impact your business autonomy.
An equity business loan can be the financial lifeline that empowers small and startup business owners to thrive, providing access to crucial capital and valuable partnerships for growth.

8. Unsecured Business Loans

Are you a small business owner looking to get your hands on some quick cash without the hassle? 

Maybe you've got opportunities knocking, but the funds are just out of reach. 

Or perhaps unexpected expenses are throwing a wrench in your plans?

We get it!

Ever found yourself stuck because banks and traditional lenders wanted more collateral than you could provide? 

Or maybe you worry about risking your assets if you can't make those payments?

It happens to the best of us.

And hey, credit scores, right? If yours isn't exactly sparkling, getting a loan can feel like mission impossible. 

But what if there's a way to get the money you need without all the stress?

Imagine a loan that bends and flexes to fit your business, not the other way around.

Oh, and here's the best part – what if this loan could even help boost your credit score? 

Sound too good to be true? Let's talk about how we can make it happen.

An unsecured business loan is a type of business financing that doesn't require any collateral. 

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Collateral is an item of value that you use to secure a loan.

If you fail to make payments, the lender takes possession of the collateral to cover its losses, reducing its risk.

Max Funding’s unsecured business loan is based on your creditworthiness and the financial performance of your business.

You don't have to pledge any assets, such as property, equipment, or inventory, to get the loan.  

Here, we explore the numerous advantages of these loans, along with a few considerations to keep in mind.

Pros of Unsecured Business Loans

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Effortless Access:
Unsecured business loans offer a swift and streamlined application process, ensuring you get the necessary funds without unnecessary delays.
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Asset Safeguard:
Your valuable assets stay untouched. Unlike secured loans, unsecured options don't require putting your property or possessions on the line.
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Credit Building:
Making timely payments on your unsecured loan can actively boost your credit score, paving the way for future financial opportunities.
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Flexible Usage:
Enjoy the freedom to allocate the funds as your business needs demand, allowing for versatile use without restrictions.
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Financial Stability:
By managing an unsecured loan responsibly, you contribute to your business's financial stability, enhancing your overall fiscal health.
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Business Growth:
Unsecured loans can empower your business growth plans, offering the capital necessary for expansion, marketing, inventory, and more.

Cons of Unsecured Business Loans

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Higher Costs:
Unsecured loans often come with higher interest rates and fees, reflecting the perceived risk for lenders.
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Loan Limits:
Lenders might limit the loan amount based on your creditworthiness, potentially restricting access to larger sums due to the absence of collateral.
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Qualification Rigor:
Meeting the stringent requirements for unsecured loans may demand a strong credit profile, making it essential to assess your eligibility beforehand.
Unsecured business loans offer a flexible and speedy financial solution, empowering businesses to thrive without the weight of collateral, and making your aspirations closer than ever.

9. Franchise Loans

Imagine the aroma of freshly brewed coffee wafting through the air, the cheerful chatter of satisfied customers, and the fulfilment of running your own McDonald's.

But as you stand on the cusp of your franchise dream, the funding barrier seems insurmountable – the franchise fees, setup expenses, and ongoing costs loom large.

Max Funding’s franchise loans pave the way, transforming aspirations into accomplishments.

Our franchise loan helps you buy or start a franchise business.

What is a Franchise Loan?

A franchise business is a business that operates under the brand name and system of an established company, such as McDonald's, Subway, or KFC. 

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What are the setup costs of a franchise?

When you buy or start a franchise, you have to pay a franchise fee, which is a one-time payment to the franchisor (the company that owns the brand name and system). 

You will also have to pay any initial store equipment and shop front fees.

What are the ongoing costs of running a franchise?

You also have to pay ongoing royalties, which are a percentage of your sales that you pay to the franchisor every month. 

You also have the working capital of running your franchise business, such as staff and inventory.

But don’t let these fees bring you down because in Australia, with over 1,100 franchisors and 65,000 thriving franchise units, there's a place for your dream franchise too.

A franchise loan can be your golden ticket to success.

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What Are The Benefits Of Getting A Franchise Loan?

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Leverage Established Success:

Unlock the potential of renowned brand names, proven systems, and dedicated franchisor support.
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Cover Comprehensive Costs:

Secure funding for franchise fees, initial setup expenses, ongoing royalties, and essential working capital.
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High Approval Rates:

Experience a higher likelihood of loan approval compared to traditional business loans, thanks to the franchisor's strong reputation and financial profile.
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Tailored Financing:

Choose from various franchise loan options, including term loans, lines of credit, invoice financing, or merchant cash advances, tailored to your unique needs.
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Greater Financial Access:

Gain access to more substantial funds, particularly when franchising a successful business with a robust track record and a loyal customer base.

Why Lenders Favour Financing A Frachise?

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Proven Business Models:

Franchises offer time-tested business models, reducing startup risk. You're essentially stepping into a business blueprint designed for success.
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Training and Support:

Franchisors provide extensive training and ongoing support. From operations to marketing, you receive guidance, ensuring you're equipped to run the business effectively.
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Built-in Customer Base:

Established franchises come with loyal customers. You don't have to start from scratch; there's already a community of people familiar with and loyal to the brand.
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Negotiating Power:

Franchises often benefit from collective purchasing power. This means you can secure lower-cost supplies, improving your profit margins.
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Marketing Assistance:

Franchisors handle national and sometimes local marketing campaigns. This shared marketing responsibility helps you reach a broader audience without the hassle and cost of individual campaigns.
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Streamlined Operations:

Franchise businesses come with established processes. You don't have to spend time figuring out the best way to operate – it's all laid out for you.
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Brand Recognition:

Established franchises carry recognisable brands. Customers trust and choose familiar brands over unknown ones, giving you a competitive edge.
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Continuous Innovation:

Franchisors invest in research and development. This means you benefit from new products, services, or technologies, keeping your business fresh and appealing to customers.
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Community Involvement:

Many franchises actively participate in community initiatives, enhancing your brand's reputation and fostering positive relationships with local customers.
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Exit Strategies:

Franchises often have well-defined exit strategies. Whether you want to sell the business or pass it on, franchisors can guide you, ensuring a smooth transition when you decide to move on.
Unlock the door to your franchise dreams with a franchise loan and step confidently into business ownership.

10 Problems That May Arise When Businesses Are Short On Cash

Running a business or launching a startup is an exciting journey filled with ambition and dreams. 

But here's the reality check: you could be steering your ship straight into stormy waters without adequate funding. 

We're here to make sure that doesn't happen to you.

Don't let your business fall victim to these funding woes!

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1. Limited or inconsistent cash flow

Imagine juggling your bills while walking a tightrope. Without a steady cash flow, it's a balancing act that can lead to financial pitfalls.
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2. Difficulty hiring and retaining qualified staff

The A-Team won't work for peanuts. If you offer competitive salaries and benefits, you might find attracting and keeping top talent easier.
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3. Inability to invest in new products, services, or technologies

Staying ahead of the game often means upgrading and innovating. But without funds, you might be stuck in the technological dark ages.
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4. Difficulty expanding into new markets

Want to grow? You'll need funds to venture into new territories. Without them, you could be stuck in the same old pond.
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5. Increased risk of failure

Let's face it, a safety net can be a real lifesaver. Even a small stumble can lead to a catastrophic fall without proper funding.
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6. Inability to market and promote effectively

It's a noisy world out there, and you must make your voice heard. But without the bucks to market your business, you might as well be whispering in a hurricane.
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7. Increased stress and burnout

Sleepless nights and anxious days – financial troubles can take a toll on your mental and physical well-being.
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8. Inability to seize business opportunities

Opportunities knock, but they don't wait around. Without the funds to grab them, your competitors might just open the door.
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9. Difficulty obtaining loans

When the bank says, "Sorry, we can't help," it can feel like a dead end. Insufficient funds can slam that door shut in your face.
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10. Dependence on a small number of customers or suppliers

Relying on just a few partners can leave you vulnerable. A sudden change in demand or pricing could leave you high and dry.
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Does Your Business Lack Adequate and Sustainable Cash Flow?

In a recent Bank of Queensland report, one of the main reasons why small businesses struggle is "lack of adequate and sustainable funding or cash flow." Let that sink in.

And here's some food for thought: As of February 2021, there were over 2 million small businesses in Australia. 

While only 192 failed in January 2021 (representing a tiny 0.0096% of the total), experts warn that these numbers could rise as the economic landscape shifts post-JobKeeper.

Don't let your business become just another statistic.

 Secure the funding you need to thrive and grow. Your dream deserves nothing less! 

Max Funding has helped thousands of Australian businesses achieve their goals and dreams with our loans.

Here are some of their stories:

Maxfunding Business Loan Reviews

Our customers have given us 5-star ratings across the board. 

Check out our reviews; 619 happy folks on Reviews.io can't be wrong!

"I own a small florist shop in Melbourne and want to take advantage of the Valentine's Day rush. I needed to buy more flowers, vases, ribbons, and cards, but I didn't have enough cash. I applied for a loan from MaxFunding and was amazed by how fast and easy it was. They approved my loan in minutes and funded me in 24 hours. Thanks to MaxFunding, I could stock up on everything I needed to make my customers happy. I had the best sales ever on Valentine's Day, and I made a huge profit."
Bindi Bettencourt
"Max Funding came to my rescue when my startup needed a financial boost. Their low-document business loans were a game-changer! With minimal paperwork and a straightforward process, I got the funds I needed in no time. What impressed me most was their understanding of startup challenges – they tailored the loan to fit my needs perfectly. The team was supportive, answering all my questions with patience. Thanks to Max Funding, my business dream got the wings it needed. I can't recommend them enough for fellow entrepreneurs diving into the startup world!"
Ilina Caffrey
"I was sceptical about getting loans initially because of long-term commitments and high interest rates. But I tried Max Funding when my small business needed a quick cash injection. I was pleasantly surprised by how straightforward the application process was. I was able to get approved for a loan within a few days, and the funds were deposited into my account within 24 hours. The interest rate was lower than other lenders offered me. And the best part was that the loan was for a short term, so I could pay it off quickly without worrying about long-term commitments."
Zara Ayres

What Are The Benefits Of Getting
Max Funding Business Loan?

Have you ever wondered how to kick-start your dream business? Look no further than Max Funding! Starting a business can feel like climbing a mountain, but with our start-up business loans, we turn your dreams into achievable goals.
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Flexible Terms

We tailor our loan terms to suit your business. From repayment schedules to loan amounts, we adapt to your unique requirements.
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Diverse Usage

Whether you're expanding your business, covering unexpected expenses, or seizing new opportunities, our loans can be used for various purposes.
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Quick Approval

We understand the urgency of business needs. Our efficient process ensures swift approvals, so you get the funds within 24 hours.
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Customer-Centric Approach

Our dedicated team assists you at every step. We value your business as much as you do, providing personalised support throughout the lending process.
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Proven Track Record

With a history of helping numerous businesses thrive, our track record speaks for itself. We have empowered businesses across various sectors.
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No Credit Check

We won't judge you based on your credit score. Bad credit? It’s okay. We give business owners a second chance. We want to see them succeed so they can help boost the Australian economy.
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Compliance and Security

We operate within the legal framework, ensuring your data and transactions are secure. Your trust is our priority.
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Easy Application Process

Applying for a Max Funding business loan is a quick and easy three steps. Fill our application form, wait for approval, receive the funds.
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Low Interest rates

You can enjoy competitive and affordable rates that won't break your bank or put you in debt. We have a simply rate for all customers of 1.50% per month.
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Expert support

You get access to a dedicated team of loan specialists who can help you with any questions or issues you may have along the way.
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Loans from $2,000 to $1,000,000

You can get the amount of money you need to start, grow, or sustain your business, whether it's a small or a large project.
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No Hidden Fees

No hidden fees or surprises. We believe in transparent lending, ensuring you understand every aspect of your loan agreement.

Why Trust Max Funding Services?

Finding a trustworthy partner is paramount in the bustling landscape of financial options. Max Funding stands as a beacon of reliability and integrity in the world of business funding. 

Find out why you should trust Max Funding.

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Trusted by Thousands

We have funded over $142,546,168 to over 8,596 Australian businesses, spanning 131 diverse industries.

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Raving Reviews

Our reputation isn't just a tale; it's a legacy. 

With a flawless 5 out of 5 rating on Reviews.io, based on 619 reviews, our customer service, seamless process, and remarkable outcomes have garnered a devoted fanbase. 

On TrustPilot, 83% of reviewers have bestowed upon us a coveted 5-star TrustScore. Our clients on TrustPilot, appreciate the speed, efficiency, and unparalleled service they receive.

When our clients recommend us, they're not just endorsing our services; they're endorsing their success.

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Versatile Across Industries

From tech startups to local cafes, we comprehend the diversity of businesses that fuel Australia's growth. 

That's why we embrace a staggering 131 industries. 

Your industry isn't just acknowledged; it's celebrated. 

Your unique venture is what makes our funding community vibrant.

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Australian Roots, Global Vision

Proudly Australian-owned and operated, we breathe the essence of Australian businesses because we are part of it. 

We grasp the challenges you encounter, the aspirations you chase, and the potential you possess. 

That's why our solutions echo the Australian entrepreneurial spirit.

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Social Responsibility in Action

At Max Funding, we believe in the power of giving back. 

We actively support charities such as The National Breast Cancer Foundation (NBCF), the National Heart Foundation of Australia, and Kiva. 

Your business growth doesn't just benefit you; it contributes to meaningful causes, making your success a force for good in the community.

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Align with Excellence

In business financing, recognition speaks volumes. 

Max Funding proudly wears its accolades, having been featured in esteemed publications like The Sydney Morning Herald, The Australian Financial Review, and Finder. 

When you choose us, you're aligning your business with a reputable name acknowledged by the best in the industry.

Maxfunding Loans Vs The Banks

Explore the differences between traditional banks and Max Funding's innovative approach to business financing.

The Banks
Loan Amount Borrow as little as $3,000 or as much as $1,000,000 Can't borrow less than $50,000
Application Process Easy application process, anytime, anywhere in Australia Tiring process and excessive paperwork-usually takes weeks for a result
Credit Requirements Small business and new business friendly, bad credit considered Business must be established for more than two years with extensive proof of profitability.
Approval Speed Swift approval, often within 24 hours, thanks to streamlined procedures. Typically slower due to extensive paperwork and approval processes.
Funding Purpose Freedom to use funds for any business purpose. Banks may have restrictions on how funds can be used.
Expert Guidance Expert guidance throughout the loan process to make informed decisions. Limited support and guidance from traditional banks.
Repayments Flexible to fit your budget Fixed large repayments.
Receive Money Under 24 Hours
No Financial Statements
No Tax Return/BAS
Transparent Cost
Designed for Small Businesses
*Information provided on fact sheet is for reference only as we can tailor products to your requirements. Please contact us for further information.

FAQs About Max Funding Business Loans

What is a small business loan?

A small business loan is designed to help entrepreneurs and small businesses access the capital they need to start or grow their businesses. 

The loan typically provides funds for specific purposes such as equipment, working capital, or inventory purchases.

What are the eligibility requirements for the small business loans?

Our eligibility requirements are designed to be accessible and accommodating to small business owners like you. 

We primarily look for evidence of your business's stability and ability to repay the loan.

How to apply for a loan?

Applying for funding with Max Funding is easy. To start the process, visit our website and submit your application. 

Our team will review your application and contact you as soon as possible to discuss the next steps in the process. Please ensure all the necessary documents are ready to provide when requested.

How long does it take to get approved for a loan?

It usually takes at least 24 hours to get approved for a small business loan with Max Funding. 

During this time, our team of experienced financial experts will work closely with you to analyse your business needs and determine the best loan option for you. 

Once approved, funds can be available before the next business day.

What are the interest rates for Max Funding Loans?

Max Funding offers a competitive rate of 1.5% per month, with no prepayment penalty. Our goal is to make sure you get the best rate possible so that you can focus on growing your business.

Are there additional fees?

Max Funding does not charge any additional fees besides your loan's interest rate. 

When you apply, we will provide a clear and transparent explanation of all fees so that you know exactly what to expect before signing your loan agreement.

What is the repayment period for the loan?

Max Funding offers flexible repayment terms to fit your specific needs. Depending on the type of loan you apply for, repayment terms may range from 6 months up to 5 years. 

What documents do I need to provide?
You'll need to provide certain documents to apply for a loan with Max Funding. This includes your proof of identification and the business's legal documentation.
What is the maximum loan amount offered by Max Funding?

Max Funding offers a variety of loan amounts tailored to your business needs, the maximum loan amount offered by Max Funding is $1,000,000.

Every business is unique, so the loan amount is determined based on your requirements and financial situation.

What if I have a bad credit history?

At Max Funding, we understand that people's credit scores can vary. 

However, regardless of your credit score, our team will work with you to find a solution to help meet your business needs. 

Qualification is based on your business's performance, not just your credit score. Customers with a bad credit history can still get a business loan with Max Funding.

How long does it take to get funded?

We pride ourselves on speed. You can often have the funds in your account within 24 hours.

Business Loans Up To $1,000,000

Bring your dream to reality

Bad credit? OK! New business? OK!
Decision in five minutes An alternative to banks
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